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Financing Options At Lightning Joe's


TAKE YOUR DREAM GUITAR HOME TODAY WITH NO DOWN PAYMENT!*

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Get a Lightning Joe's line of credit!*
We offer 0% interest, 6-month financing through Synchrony Bank. Apply today and use your line of credit for any purchases at Lightning Joe's for $249 and above! We also offer 12-month financing for select Martin and Taylor guitars.
*Subject to credit approval. Minimum monthly payments required. Please call (805) 481-2226 or come into the store for more information.



Layaway:

-30 day layaway for any merchandise purchase under $500

-60 day layaway for any merchandise purchase between $500 and $1,000
-90 day layaway for any merchandise purchase above $1,000

No application or credit approval required for layaway!


*Layaway options require a minimum 20% down payment. Monthly payments are encouraged, but not required.
If you default on payment, there is a 15% restocking fee applicable to all payments made.
No refunds; store credit or exchange only (restocking fee will apply).